Where cozy means tiny and charming means needs work.
A tree brutally pruned back to its main trunk, forced to grow a dense, bushy head like a reluctant living bonsai. Also describes poor livestock stuck with a genetic mix-up that forgot to include horns.
The binding contract between buyer and seller detailing price, terms, and conditions—basically the real estate relationship's prenup. Everything that matters is in this document.
Prepaid interest charges (1 point = 1% of loan amount) used to buy down mortgage rates. The lender's way of letting you pay extra now to pay less later.